Questions to Ask Before Choosing a Home Heating Oil Company

You may not realize it, but a home heating oil setauket company is one of the most important service providers you will have for your home. They ensure your home stays warm when the weather gets cold, and they can also help you save a tremendous amount of money on the cost of heating.

Since a home heating oil company is so important, you want to make sure that you choose the best one for the job. Before you decide to go with the first provider you find, here’s a look at some important questions to ask to help you find a company that you can rely on.

Is a price cap contract something you offer customers?

A price cap refers to a program in which an oil company purchases oil from a supplier for the heating season (the cap,) sets the highest price that consumers will pay for that season, and then buys insurance that will cover the cost of any difference between the capped price and the amount the market price goes up. In other words, should the cost of home heating oil go higher than the price cap, you won’t have to worry about paying the higher price; your rate is locked in at the capped price. A price cap contract can save you a tremendous amount of money over the cost of the year, especially given the constant increases in home heating oil.

Do you provide a service contract?

With a service contract, you’ll have peace of mind knowing that your bohemia home heating oil system is operating properly. You won’t have to worry if you’ll stay warm, and you’ll save money, too. A quality service contract will offer a complete tune-up, ensuring that everything is running correctly, and fixing any problems that are spotted.

Do you offer emergency service?

Even a properly maintained tank can experience issues, and there’s no telling when those issues will arrive. Whether there is an issue with the tank itself, or you run out of oil, you’ll want to have a heating oil company that offers emergency service so that you don’t end up getting stuck in the cold. If the company does offer emergency service, find out if it is limited to certain hours and days, or if it is a 24/7 service.

Are payment plans available?

Payment for a service is important for all businesses; however, with the constantly fluctuating oil prices, paying for centereach home heating oil has become a concern for a lot of homeowners. Many heating oil providers require a full payment before or after the delivery is made, which can be difficult. A budget or pre-payment plan can help to spread the payments out over a period of time, easing some of the economic burden.

Are you insured?

A reputable home heating oil company will be fully insured, including liability and workers’ compensation coverage. Should an accident happen on your property, you don’t want to be held liable for covering the costs. In addition to finding out what type of coverage the company has, find out how much coverage it has for each policy. While a heating oil provider may have liability and workers’ comp, it won’t do much good if the coverage is minimal.

How long have you been operating?

If a home heating oil company isn’t reliable, it won’t be in business for very long. A provider that has been operating for years is a testament to how dependable they are and the type of service that they offer.

Do you supply oil through assistance programs?

Sadly, the current state of the economy has found a great many people in economic turmoil. In an effort to make sure that those who are struggling financially, whether it be because of a loss of work, not making enough of an income, or not being able to work as a result of an injury or illness, there are several assistance programs in place. The Home Energy Assistance Program (HEAP) makes it possible for low-income people to pay for the cost of heating their homes. Not all heating oil companies will do business through an assistance program, as the profit margin tends to be significantly less and it can take a long time to receive payments. If you are in need of assistance, it is wise to find out if the company you are considering choosing will supply you with oil through an assistance program.

What is your price for oil today?

There’s no way to determine what the cost of oil will be several months from now; however, finding out what a home heating oil company is charging today will give you an idea about their prices moving forward. If the price seems much higher than another company, you might want to continue looking.

The answers to these questions will help you find a commack home heating oil that you can trust to keep your home warm all winter long.